How to deposit CAD or USD by wire transfer

To deposit Canadian dollars (CAD) or US dollars (USD) by wire transfer, copy Ndax's wire details from your account, send the wire from a Canadian bank with your unique message code, then upload your wire receipt. Wires usually arrive within 0 to 1 business day. Ndax doesn't charge a fee.

Important 

Include your unique message code exactly as shown in your wire instructions. It's how Ndax identifies your wire and credits it to your account.

Important

Ndax only accepts wires from banks in Canada. Wires from banks outside Canada are rejected, and Ndax can't refund fees charged by your bank or other banks, such as wire recall or intermediary bank fees. 

• Turn on two-factor authentication (2FA) and make sure your account is verified. You need both to deposit and to upload a wire receipt.
• Send from a bank account in your name. The name on the bank account must match the name on your Ndax account. See Can I deposit from a joint, business, or someone else's account?
• Note your bank's fee. When you upload your receipt, you'll enter the exact amount you sent, minus any fee your bank charged. 

Step 1: Get Ndax's wire details 

On the Ndax website

1. Log in at ndax.io.
2. Select Deposit at the top of the page, or select Wallet in the left-hand menu.
3. Select Wire Transfer.
4. Copy the wire details shown, including your unique message code.

On a mobile browser: follow the website steps. To open the menu, tap the Ndax logo and select Wallet from the menu 

On the Ndax app

1. Log in to the Ndax app.
2. Tap the Ndax symbol in the bottom navigation bar to open the Quick Action menu, then tap Add Funds.
3. Select Canadian Dollar (CAD).
4. Select Wire Transfer.
5. Note the wire details shown: recipient name, bank name and address, account number, institution number, transit number, and your unique message code. 

Step 2: Send the wire from your bank

In your online banking or at a branch, send a domestic wire using the details from Step 1, exactly as shown. Include your unique message code. Keep a copy of your wire receipt. 

Step 3: Upload your wire receipt

On the Ndax website

1. Select Deposit at the top of the page, then select Wire Transfer.
2. Select Upload a Receipt.
3. Enter the full name on the bank account and the exact amount of your wire, minus any bank fee.
4. Upload a copy of your wire receipt.
5. Select Submit.

On a mobile browser: follow the website steps. To open the menu, tap the Ndax logo, then Wallet>Canadian Dollar>Receive>Wire Transfer. 

On the Ndax app

1. Go back to the Wire Transfer page in the app and tap Upload Receipt.
2. Enter the full name on the bank account, exactly as it appears on your wire receipt.
3. Enter the amount of the wire, not including any fee your bank charged.
4. Add a comment if you'd like (optional).
5. Tap to upload a photo, then take a photo of your receipt or choose one from your gallery.
6. Review the details, then tap Submit. 

You can deposit US dollars (USD) by wire transfer from a bank in Canada. USD wires usually arrive within 0 to 1 business day and are free from Ndax, though your bank may charge a fee. The steps to find the USD wire details are different from CAD. 

Important

Before you can buy crypto with US dollars, you'll need to convert them to Canadian dollars on Ndax. Conversions have a $100 USD minimum and a 0.20% fee. See How to convert US dollars to Canadian dollars. 

On the Ndax website

1. Log in at ndax.io.
2. Select Wallet in the top navigation or the left-hand menu.
3. Select US Dollar (USD), then select Receive.
4. Copy the USD wire details, including your unique message code.
5. In your online banking or at a branch, send the wire using these details. Put your unique message code in the memo field.
6. Once your bank has sent the wire, go back to the same page and select Upload a Receipt.
7. Enter your full name and the amount you sent, not including any bank fee.
8. Upload your wire receipt, then select Submit.

On a mobile browser: follow the website steps. To open the menu, tap the Ndax logo at the top left. 

On the Ndax app

1. Log in to the Ndax app.
2. Tap the Ndax logo in the bottom navigation bar, then tap Deposit.
3. Select US Dollar (USD).
4. Enter the amount you're sending, then tap Confirm.
5. Select Wire Transfer.
6. Copy the USD wire details, including your unique message code, then send the wire from your bank with the code in the memo field.
7. Once your bank has sent the wire, tap Upload a Receipt.
8. Upload a photo of your wire receipt, or take a new one, then tap Deposit. 

• Most wires arrive within 0 to 1 business day, depending on bank hours. 

I can't upload my receipt. Check that 2FA is turned on and your account is fully verified.

My wire hasn't arrived after 1 business day. See Why is my deposit pending or delayed? 

• Why is my deposit pending or delayed?
• How to deposit funds into your Ndax account
• How to turn on 2FA

Last updated: October 10, 2026 Reviewed by Ndax Customer Support

[Website disclaimer: Section 9.1 of the Support Article Standards]