How Auto Earn works on Ndax: Rewards, eligible assets, and weekly payouts

• Auto Earn enrolls eligible assets automatically after a user enables the program and accepts the required agreements.
• Rewards are paid weekly every Monday at 12:00 AM UTC.
• New eligible deposits and released balances enroll daily at 7:00 AM UTC.
• Users can release an asset from Auto Earn when they need access.
• However, release timing may depend on available pool liquidity in limited situations.
• Auto Earn is available for all assets in the Ndax Staking Suite except Avantis (AVNT).

Auto Earn is designed to make earning crypto rewards simpler for eligible Ndax users.

Instead of manually staking each supported asset, users enable Auto Earn once. After activation, eligible assets are enrolled automatically, rewards accrue in the background, and payouts are distributed weekly directly to the user’s portfolio.

The core idea is designed to be easy to understand: if an eligible asset is sitting in your Ndax portfolio, Auto Earn can automatically enroll it to earn rewards. The user still has the flexibility to release assets when needed for trading or withdrawal.

Rewards are not guaranteed. APY rates can change. Crypto assets remain volatile, and users can lose money even while earning rewards.

To start using Auto Earn, eligible users go to the Auto Earn page on Ndax and select Enable Auto Earn. Users must accept two agreements, including: 1) Staking Opt-In, and 2) Auto Earn Opt-In Disclosure.

Once confirmed, eligible assets are enrolled immediately, and the Auto Earn dashboard moves into the active state. 

After Auto Earn is enabled, eligible assets in the user’s portfolio are enrolled automatically. New eligible deposits also enroll automatically each day at 7:00 AM UTC.

If a user releases an asset and does not trade or withdraw it, the released balance will re-enroll at 7:00 AM UTC the following day, unless a release request is still active. This daily enrollment schedule is what makes Auto Earn different from manual staking. The user does not need to return and stake each new eligible deposit manually.

Auto Earn rewards accrue weekly. The dashboard shows earned rewards and upcoming reward dates for each eligible asset. Reward rates vary by asset and may change over time based program terms, network conditions, validator activity, and other factors.

Reward estimates are not guaranteed and may change. APY can be affected by network conditions, validator performance, protocol changes, downtime, slashing, jailing, bonding and unbonding periods, and operational factors.

Users should treat any advertised APY as variable, not fixed, or guaranteed over time.

Auto Earn rewards are distributed every Monday at 12:00 AM UTC. Rewards are deposited directly into the user’s portfolio balance. This provides a consistent weekly payout schedule. Users can review earned rewards and upcoming reward dates in the Auto Earn dashboard.

For users tracking portfolio activity, weekly payouts also make it easier to review when rewards were added and which assets generated them.
 

The Auto Earn dashboard is the main place to review and manage the program. Users can see:

• Enrolled balances
• Earned rewards
• Upcoming reward dates
• Asset-level Auto Earn status
• Release status
• Pending release details, if applicable

Enrolled assets also appear as a separate Auto Earn line item in wallet balance details, separate from available, on-hold, and staking balances.

This matters because Auto Earn affects asset availability. Users should understand which assets are enrolled, which assets are available, and which assets have a pending release.

Users can release an asset from Auto Earn when they need access to trade or withdraw it. Releasing is handled per asset. Releasing one asset does not disable Auto Earn for every eligible asset in the account.

In most cases, releases are expected to be immediate. In rare situations where pool liquidity is limited, part of a release may be queued. If this happens, the dashboard will show a Release Pending status, queue position, estimated release time, and pending amount.

Release requests are processed on a first-come, first-served basis. Users can cancel a pending release request at any time.

Auto Earn is built to keep eligible assets enrolled automatically. If a user releases an asset and then does not trade or withdraw it, the balance will automatically re-enroll at 7:00 AM UTC the following day. New eligible assets also enroll daily at 7:00 AM UTC.

If a release request is still active, that asset will not be re-enrolled until the request is fulfilled or canceled. This is not the same as disabling Auto Earn.

Disabling Auto Earn is an account-level opt-out. That means all eligible assets stop earning rewards immediately. It is not the same as releasing one asset. Any pending release requests continue to process after Auto Earn is disabled.

Users can re-enable Auto Earn later, subject to the program terms. For users who only need access to one asset, they can release that specific asset without disabling the entire program.

Auto Earn is available for every asset in the Ndax Staking Suite except Avantis (AVNT).

Rates are subject to change. Users should rely on the current APY displayed in the Auto Earn dashboard before enabling or continuing to use the program. To view the latest APYs, please see the Auto Earn Page

At launch, Ndax is waiving the standard 20% administration fee on rewards until October 31, 2026. Eligible users can keep 100% of rewards generated through Auto Earn.

After the waiver period ends, the standard 20% administration fee applies to rewards generated going forward. The fee applies to rewards, not to the original asset balance.

Auto Earn is designed to be simple, but it is not risk-free. Users should understand:

• Rewards are not guaranteed.
• APYs can change.
• Crypto prices can rise or fall.
• Rewards may not offset a decline in the value of the asset.
• Release timing may depend on liquidity in limited cases.
• Underlying staking may involve validator, protocol, slashing, downtime, network, and operational risks.

Auto Earn is designed to simplify how eligible Ndax users earn rewards on supported crypto assets.

Enable once. Eligible assets enroll automatically. Rewards are paid weekly. New eligible assets enroll daily. Users can release assets when they need access, subject to liquidity and program terms.

Auto Earn is designed for users who want a more automated rewards experience without manually managing each staking position.

Important Note: To trade or withdraw an asset enrolled in Auto Earn, you'll first need to disable Auto Earn for that asset. It will not earn rewards during this time.
Risk Disclosure: Auto Earn is not risk-free. Ndax maintains a liquidity buffer so that a portion of enrolled client assets remains available for withdrawals, while the remainder may be staked on underlying networks. Ndax determines, at its discretion, how much to stake and how much to keep liquid based on overall program activity and market conditions. If client opt-outs exceed the available liquidity buffer, withdrawals may be delayed and subject to applicable network lock-up or unbonding periods, as described in the Auto Earn disclosures and the applicable Crypto Asset Statement. Reward rates may change over time, and past returns do not guarantee future results. For more information on the risks of staking through Auto Earn, see the Risk Statement.