A guide to Canadian banks, financial institutions and credit unions: Institution, transit and account numbers

Here's a list of institution numbers for some of the banks, financial institutions, and credit unions in Canada:

• Bank of Montreal (BMO) - 001
• Canadian Imperial Bank of Commerce (CIBC) - 010
• Royal Bank of Canada (RBC) - 003
• TD Canada Trust (TD) - 004
• Scotiabank - 002
• National Bank of Canada - 006
• Desjardins Group - Quebec 815  /  Ontario 829
• Laurentian Bank of Canada - 039
• HSBC Bank Canada - 016
• Capital One Canada - 338
• Manulife Bank - 540
• Tangerine Bank - 614
• Equitable Bank - 623
• Alterna Savings - 879
• Coast Capital Savings - 809
• ATB Financial - 219
• Canadian Western Bank - 030
• EQ Bank - 62388
• FirstOntario Credit Union - 837
• Meridian Credit Union - 828
• Servus Credit Union - 899
• DUCA Financial Services Credit Union - 461
• Vancity - 809
• Libro Credit Union - 849
• Conexus Credit Union - 809
• Steinbach Credit Union - 809
• Northern Credit Union - 839
• Cambrian Credit Union - 809
• Access Credit Union - 809
• Affinity Credit Union - 889

Along with the institution number, you'll also need to provide a transit number when withdrawing funds to a Canadian bank account. The transit number is a five-digit code that identifies your account's specific branch. 

• Transit numbers can typically be found on a void cheque or by contacting your bank or credit union directly.
• If you need more clarification about your transit number, it's important to double-check with your bank or credit union to ensure the accuracy of your withdrawal.
• Transit numbers can sometimes vary depending on your account type, so make sure to use the correct transit number for the account you're withdrawing funds to.
• Some banks and credit unions may have multiple transit numbers for different branches, so it's important to use the correct transit number for the specific branch where your account is held.
• The transit number should be entered as a five-digit number with no spaces or hyphens between the digits.

• HSBC Bank Canada - The transit number for HSBC Bank Canada is nine digits, starting with 100.
• Tangerine Bank - The transit number for Tangerine Bank is a four-digit number that identifies the specific Tangerine Bank account and is followed by a three-digit institution number (614).

You'll also need to provide your account number. This is the number that uniquely identifies your account at your bank or credit union.

Here are some additional tips and information about account numbers:

• Your account number can typically be found on your account statement, online banking portal, or by directly contacting your bank or credit union.
• It's important to double-check your account number before confirming your withdrawal to ensure your funds are deposited into the correct account.
• Some banks and credit unions may require additional information, such as a suffix or prefix, to be included in your account number. Make sure to use the correct format for your account number to avoid any delays or errors.
• Your account number should be entered without any spaces or special characters.
• If you need clarification on your account number, contacting your bank or credit union for assistance is always a good idea.

Here's an example of how to do it:

• Bank Name: Royal Bank of Canada (RBC)
• Institution Number: 003
• Transit Number: 12345 (Example purposes only)
• Account Number: 1234567 (Example purposes only)

By providing the correct institution, transit, and account numbers, you can ensure that your funds are deposited quickly and securely into your Canadian bank account. It's important to double-check your bank account details before confirming a withdrawal to avoid any delays or errors.

If you have any questions or concerns, don't hesitate to contact us at [email protected].