List of Bank Holidays Affecting CAD Withdrawals via EFTs
List of 2025 Bank Holidays
Below you will find a list of all statutory and bank holidays in 2025, as well as the expected delays in processing times for Canadian Dollar (CAD) withdrawals made via the Electronic Fund Transfer (EFT) withdrawal method.
Note that CAD withdrawals made via Interac e-Transfer are not affected by bank holidays, and are always processed within the usual timeframe of 30-60 minutes.
Holiday | Date | Notes |
New Year’s Day | Jan 1, 2025 | EFT submitted after 4 PM EST on December 31st, 2024, will be processed on January 3rd, 2025, at 10:00 AM EST |
Family Day | Feb 17, 2025 | EFT submitted after 4 PM EST on February 14, 2025, will be processed on February 18, 2025, at 10:00 AM EST |
Easter long weekend | April 18, 2025 | EFT submitted after 4 PM EST on April 17, 2025, will be processed on April 21, 2025, at 10:00 AM EST |
Victoria Day | May 19, 2025 | EFT submitted after 4 PM EST on May 16, 2025, will be processed on May 20, 2025, at 10:00 AM EST |
Canada Day | July 1, 2025 | EFT submitted after 4:00 PM EST on June 30, 2025, will be processed at 10:00 AM EST on July 2, 2025. |
Civic Holiday | August 4, 2025 | EFT withdrawals submitted after 4:00pm EST on August 1, 2025 will be processed on August 5, 2025
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Labour Day | September 1, 2025 | EFT submitted after 4:00 PM EST on August 29, 2025, will be processed at 10:00 AM EST on September 2, 2025
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National Day for Truth & Reconciliation | September 30, 2025 | EFT withdrawals submitted after 4:00pm EST on September 29, 2025 will be processed on October 1, 2025
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Thanksgiving Day | October 13, 2025 | EFT withdrawals submitted after 4:00 PM EST on October 10, 2025, will be processed at 10:00 AM EST on October 14, 2025
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Remembrance Day | November 11, 2025 | EFT withdrawals submitted after 4:00pm EST on November 10, 2025 will be processed on November 12, 2025
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Christmas Day | December 25, 2025 | EFT withdrawals submitted after 4:00pm EST on December 24, 2025 will be processed on December 29, 2025
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Boxing Day | December 26, 2025 | EFT withdrawals submitted after 4:00pm EST on December 24, 2025 will be processed on December 29, 2025.
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New Year’s Day 2026 | January 1, 2026 | EFT withdrawals submitted after 4:00pm EST on December 31, 2025 will be processed on January 2nd, 2026
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