List of Bank Holidays Affecting CAD Withdrawals via EFTs
List of 2026 Bank Holidays
Below you will find a list of all statutory and bank holidays in 2026, as well as the expected delays in processing times for Canadian Dollar (CAD) withdrawals made via the Electronic Fund Transfer (EFT) withdrawal method.
Note that CAD withdrawals made via Interac e-Transfer are not affected by bank holidays, and are always processed within the usual timeframe of 30-60 minutes.
Holiday | Date | Notes |
New Year’s Day | Jan 1, 2026 | EFT submitted after 4 PM EST on December 31st, 2025, will be processed on January 5th, 2025, at 10:00 AM EST |
Family Day | Feb 16, 2026 | EFT will be processed as usual |
Good Friday | April 3, 2026 | EFT submitted after 4 PM EST on April 3, 2026, will be processed on April 6, 2026, at 10:00 AM EST |
Victoria Day | May 18, 2026 | EFT submitted after 4 PM EST on May 15, 2026, will be processed on May 19, 2026, at 10:00 AM EST |
Canada Day | July 1, 2026 | EFT submitted after 4:00 PM EST on June 30, 2026, will be processed at 10:00 AM EST on July 2, 2026. |
Civic Holiday | August 3, 2026 | EFT will be processed as usual |
Labour Day | September 7, 2025 | EFT submitted after 4:00 PM EST on September 4, 2026, will be processed at 10:00 AM EST on September 8, 2025
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National Day for Truth & Reconciliation | September 30, 2025 | EFT withdrawals submitted after 4:00pm EST on September 29, 2026 will be processed on October 1, 2026
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Thanksgiving Day | October 12, 2026 | EFT withdrawals submitted after 4:00 PM EST on October 9, 2026, will be processed at 10:00 AM EST on October 13, 2026
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Remembrance Day | November 11, 2026 | EFT withdrawals submitted after 4:00pm EST on November 10, 2026 will be processed on November 12, 2026
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Christmas Eve | December 24, 2026 | EFT will be processed as usual |
| Christmas Day | December 25, 2026 | EFT withdrawals submitted after 4:00pm EST on December 24, 2026 will be processed on December 28, 2026
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Boxing Day | December 26, 2026 | EFT withdrawals submitted after 4:00pm EST on December 24, 2026 will be processed on December 28, 2026.
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| New Year’s Eve | December 31, 2026 | EFT will be processed as usual |
New Year’s Day 2027 | January 1, 2027 | EFT withdrawals submitted after 4:00pm EST on December 31, 2026 will be processed on January 4th, 2027
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