How to deposit funds into your Ndax account
Deposit methods compared
You can fund your Ndax account by Interac e-Transfer or wire transfer from a Canadian bank, or by sending supported crypto from another wallet. You can also deposit US dollars (USD) by wire. Most deposits are free from Ndax, and there's no minimum deposit. Your bank may set its own limits.
| Method | Usually arrives in | Ndax fee | Good to know |
| Interac e-Transfer | 0 to 30 minutes | None | Include your unique message code. Your bank may limit how much you can send. |
| Wire transfer | 0 to 1 business day, depending on bank hours | None. Your bank may charge a fee. | Canadian banks only. No Ndax limit on amount or frequency. Upload your wire receipt after sending. |
| Crypto | 0 to 30 minutes under normal network conditions | None. Your sending wallet may charge a network fee. | Choose the right network and include a memo if needed. |
| US dollar (USD) wire | 0 to 1 business day, depending on bank hours | None. Your bank may charge a fee. | Canadian banks only. Convert USD to CAD on Ndax before buying crypto. |
| BTC by Lightning Network | Usually seconds | 0.2% deposit fee | Uses a Lightning invoice. 0.000001 to 0.1 BTC per invoice. |
Before you deposit
- Verify your account and turn on two-factor authentication (2FA). You need both to deposit any funds. 2FA helps keep your account and funds safe.
- Send from an account in your own name. Deposits from someone else's account may be delayed or rejected. See Can I deposit from a joint, business, or someone else's account?
- Use a Canadian bank. Ndax doesn't accept deposits from banks outside Canada.
Note
Ndax will never ask you to send crypto or money to "verify" or "secure" your account. Only use the deposit details shown in your own Ndax account.
Frequently asked questions
Is there a minimum deposit? No. Ndax has no minimum deposit to start.
Does Ndax charge deposit fees? Interac e-Transfer, wire, and regular crypto deposits are free from Ndax. BTC deposits over the Lightning Network have a 0.2% deposit fee. Your bank or sending wallet may charge its own fees.
Can I deposit US dollars? Yes, by wire transfer from a bank in Canada. USD wires usually arrive within 0 to 1 business day and are free from Ndax. You'll need to convert your USD to CAD before you can buy crypto. Conversions have a $100 USD minimum and a 0.20% fee. See How to convert US dollars to Canadian dollars.
Can I deposit from a bank outside Canada? No. Wire transfers from banks outside Canada are rejected. Ndax can't refund fees your bank or other banks charge for a rejected wire, such as wire recall or intermediary bank fees.
Is my cash protected? Cash held in your Ndax account is protected by the Canadian Investor Protection Fund (CIPF) within the limits of its Coverage Policy. Crypto assets are not covered by CIPF and are not eligible for Canada Deposit Insurance Corporation (CDIC) protection.
Related articles
- How to deposit CAD by Interac e-Transfer
- How to deposit CAD or USD by wire transfer
- How to deposit crypto into your Ndax account
- How to deposit BTC using the Lightning Network
- Why is my deposit pending or delayed?
Last updated: October 10, 2026 Reviewed by Ndax Customer Support
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